Discover resilient investing with our Governed Range portfolios, designed for long-term growth and stability. Learn how we can support you and your clients as they move their money through time.
Explore the Governed Rage
Just as the seasons change, so do market conditions. Faced with the ever-changing landscape of financial markets, the key to successful investing lies in a combination of the right investment and the right actions. We know that change will come, and when it does it's important your clients are prepared.
That's where our Governed Range comes in. Designed to navigate clients' money through a range of market conditions, each portfolio aims to achieve real returns over time. One of the important factors of our Governed Range is diversification. The portfolios include a variety of assets beyond just stocks and bonds. Real assets such as property and inflation hedges such as commodities are included to help mitigate the impact of high inflation periods.
When markets make headlines, it's easy to get caught up in the noise. However, our Governed Range portfolios remain focused on what truly matters, avoiding the temptation to chase trends. For over 16 years, we've quietly delivered resilience through broad diversification, with our skilled multi-asset team at the helm. Managing your clients' investments with purpose, discipline, and a long-term strategic view.
Just as a good navigation app adjusts to changes during a long car journey, the Governed Range can make tactical decisions to reduce risk and take opportunities as markets evolve. But successful investing isn't solely about resilient investments; it's also about creating resilient investors. Financial planners play a crucial role in guiding clients through the investor cycle of emotions, ensuring clients are well prepared and educated to stay the course even in challenging conditions.
Clients often seek more than just returns; they want confidence, peace of mind, and the freedom to make choices that align with their goals. Our Governed Range allows advisers to focus on what's really important; like understanding the hopes, fears, and dreams of your clients, providing expertise and perspective during market fluctuations, and supporting them in making decisions that are in their best interests.
We exclusively distribute our products through financial advisers, as we consider investing through a financial professional to be the gold standard. And, while we have our customers at the heart of everything we do, we don't compete with you; instead, we're partners with you in delivering good outcomes for your clients. To support this partnership, we assign a dedicated Business Development Manager to each firm to support both you and your clients.
But that's not all you can expect from us. We're the UK's largest mutual life, pensions and investment company1, owned by customers rather than shareholders. No profits going to shareholders means we can offer lower charges for your clients, which in turn means more money can stay where it belongs, with your clients. And, in addition we aim to share a portion of our profits with eligible customers each year. We call this ProfitShare.
This year we're celebrating a landmark year for ProfitShare, sharing a record breaking £181 million with over 2 million eligible customers. It's our ninth consecutive year awarding ProfitShare, and we've continued to strike a balance between investing in our business, maintaining a robust financial position, and awarding ProfitShare. We believe this approach supports good outcomes for you and your clients and helps you build confidence in Royal London.
Since 2017, we've shared over £1.3 billion of our profits with eligible customers, continuing a tradition that underpins our commitment to our customers and helping them build positive financial futures.
The impact of ProfitShare compounded over time can be significant. For a client relying on their pension savings to fund their life in retirement, seemingly small changes can lead to positive financial outcomes.
Overall, our Governed Range offers value-for-money investing, where your clients' interests always come first and navigating your clients' money through uncertainty, requires a combination of resilient investments and resilient investors. The Governed Range portfolios, with their focus on true diversification and long-term strategic management, provide the tools needed to achieve this. By partnering with you, we can help you deliver good outcomes for your clients.
1 Based on total 2022 premium income. ICMIF Global 500, 2024.
