Industry Voice: How to find opportunity in cash

Against the current economic backdrop of high inflation and rising rates, cash has re-emerged as a strategic asset, yet financial advisers could be missing the opportunity to earn more for their clients.  

Sarka Halas
clock • 1 min read
Industry Voice: How to find opportunity in cash

Financial advisers say that cash is coming up in conversation with clients more now than two years ago and more clients are interested in holding more cash than previously.  

The flight toward cash among advisers' clients is largely driven by two factors: cash is a stable, haven asset in uncertain times and interest rates are now high enough that investors can receive significant risk-free returns. 

Yet, 82% of financial advisers' retired and retiring clients hold cash in bank accounts that offer little interest when they could access rates as high as a respectable 4.51% with some providers.  

 The rise in rates has driven more cash deposit providers into the market, resulting in a wider range of options and increased complexity around the products offered. 

 With so much choice in front of them, advisers are at risk of missing the opportunity to find the best cash solution for their clients. 

Cash platforms solve these problems by having one application process for one account. This gives investors access to a variety of savings accounts and -  depending on the platform -  exclusive and market-leading interest rates.  

Read on to learn more about the opportunity in cash.

More on Investment

Taking the rough with the smooth: How to navigate global market volatility

Taking the rough with the smooth: How to navigate global market volatility

'Like investing, smoothing isn't one-size-fits-all'

James Tothill
clock 13 June 2025 • 4 min read
Four key questions to guide informed investment decisions

Four key questions to guide informed investment decisions

Does the story make sense?

Gabriel Sacks
clock 12 June 2025 • 4 min read
Neil Woodford to charge up to £70 a month to access portfolio platform

Neil Woodford to charge up to £70 a month to access portfolio platform

W4.0 launches

Cristian Angeloni
clock 06 June 2025 • 2 min read

In-depth

QROPS class actions: What next for frustrated UK expats?

QROPS class actions: What next for frustrated UK expats?

Calls for reform across the board as insurers fight back in IoM

Isabel Baxter
clock 29 May 2025 • 7 min read
AI on trial: FCA's Live Testing opens new path for advisers

AI on trial: FCA's Live Testing opens new path for advisers

Offering regulated firms a controlled space to trial advanced technologies

Sahar Nazir
clock 21 May 2025 • 7 min read
Behind the advice: The hidden mental health struggles of financial advisers

Behind the advice: The hidden mental health struggles of financial advisers

As Mental Health Awareness Week spotlights wellbeing across industries, advisers speak out

Sahar Nazir
clock 16 May 2025 • 7 min read