Advisers warned to take action on decumulation portfolios

Warning given that the next decade will not look like the last

clock • 2 min read

Advisers have been warned they need to take action on client’s decumulation portfolios in a webinar presentation by Fidelity Internationals’ regional account manager Elliot Date.

Date, who made the presentation digitally on 9 December, noted the dramatic downturn in markets and combined with sequence of return risk means advisers will have clients that are in a difficult position. The regional manager said the industry tends to focus on a portfolio's volatility which is medium fluctuations, but it is the worst drops that can be most disruptive for decumulation portfolios. He highlighted portfolios can fluctuate between losing 20% and gaining 28% in most years, which makes the steady 4%-5% return wanted for retirement a "challenge". This year markets have fa...

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