Govt says no ECJ ban on age-based underwriting - yet

However, he did not rule out the possibility of such a decision from EU regulators entirely. In March, the European Court of Justice (ECJ) ruled the use of gender in underwriting insurance contracts discriminatory, and will ban the practice from 21 December 2012. The basis for the case is the EU gender directive, which enshrines gender equality in law. Speaking at the ABI Conference on 22 June, Rees said: "There is not an age or a disability directive, but only treaty and case law, so this ruling on gender will not lead to an automatic read-across to age and there will be no immedi...