It's Groundhog Day - which issues keep re-appearing?

Sometimes it can feel as if the financial services industry is stuck in its own version of Groundhog Day, with a seemingly never-ending stream of consultations and debates on subjects with never seem to move on. Issues including pensions reform, the definition of independence and the competence of regulators seem to have gone nowhere over the years. Here are just a few of the issues we believe have left advisers feeling like they have been living a Groundhog Day of their own. Let us know your thoughts, and vote in our poll on the industry page. PENSIONS The reform of state...