Drawdown: Setting an investment checklist the FCA will love

Since the introduction of pension freedoms in April 2015, there has been a great deal of uncertainty within the adviser community over the suitability of different retirement choices. But amidst all this uncertainty, one prediction - the expected decline in the use of annuities and the increase in the use of drawdown - has come true. You could say that once the decision to use drawdown has been taken, there are three main considerations. The first is how much capital and/or income withdrawal is needed, the second is the choice of wrapper, (either a packaged product or a platform), ...