Technology

Integrated tech already available in adviser world

Access to EISs, VCTs and AIM-listed companies

'Vast majority' do not find value in advice process

Retirement planning a 'focal point'

Available to consumers in early 2017

Using IBM's 'Watson' AI technology

Clunky, outdated systems can mean clunky, outdated service

Aviva had outsourced administration of client money

£207bn out of £386bn affected by acquisitions and re-platforming

Firm focusing on 'hybrid' advice