Income

While annuitisation used to be a one off event today's retirees have a lot more flexibility in how they take their retirement income. Bernard Footitt looks at the options

Increasing longevity has changed how people view their retirement. Paul Ayres discusses how advice and products need to develop to adapt to this changing situation

Advisers will often act as adviser or trustee to occupational pension schemes. However, there are risks that they should be aware of says Jamie Ricketts

As income drawdown becomes an increasingly popular retirement choice Steve Hunt takes us through the pros and cons

As the retirement market continues to innovate there are an increasing number of products designed to give investors real fl exibility. Neil Marsh highlights how Hornbuckle Mitchell's FIPP can help clients.

The advent of guaranteed variable annuities will force real change in the retirement markets says John Quinlivan

A recent Prudential roundtable gave providers and advisers the opportunity to talk about the current issues affecting the at-retirement market. Helen Morrissey highlights the main areas discussed

Ensuring clients are fully aware of the open market option is a good way to ensure advisers and providers treat customers fairly says Kim Lerche-Thomsen

The open market option (OMO) is a highly valuable tool that is nevertheless woefully underused. Bernard Footitt discusses the inefficiencies that hamper the OMO's operation and puts forward ways to make it better

Each month, we ask our industry to answer one big question!