Question: In your opinion what has been the most interesting development in the retirement planning market in 2007? How do you think it will develop over the coming year?

NICK BLADEN IS HEAD OF PENSIONS MARKETING AT SKANDIA The strengthening of personal pension regulation by the FSA coupled with the introduction of SIPP regulation has been the most significant development in 2007. This dramatic change is starting to alter the shape of the personal pension and SIPP market, and we expect more to happen in 2008 and beyond. The title of a product should reflect what it is, but is this truly the case for all SIPP? Clients need to invest in products totally suited to their specific risk profile, needs, and suitability. Appropriate advice at outset and ongoin...