Income

A quarter of advisers feel they are unable to take advantage of growing opportunities in the annuities market because they lack the skills to make it profitable.

Sun Life of Canada has reduced the allowable level of equity exposure for its income guarantees.

Colin Bell discusses the findings of the Retirement Planner at-retirement research

With income drawdown complaints on the rise Fiona Tait takes a look at why this may be and attempts to explode some myths around this product.

Now that the Civil Service has announced that it will scrap its retirement age from April 2010, we have a clear indication of intent for the Government's review of the Default Retirement Age (DRA), due early next year.

Question: So, with the volatile US markets, they are a plethora of risks with ULG's that derive from across the pond. Do the experts still trust in the US market?

Annuity advice should be made as widely available as possible, before the industry starts pushing direct-to-consumer options, according to Living Time.

Advisers could face regulatory repercussions if they fail to warn their income drawdown clients about the potential pitfalls of taking their tax free cash early.

Question: There seem to be some potential problems in valuing ULG's. I mean, the non-financial risk is a concern, there is no (what I am aware of) market for mortality exposure and longevity? If the benefits are linked to such events in a non-Symantec...

Question: Unsecured pensions seem far too much of a risky investment. What attractive alternatives do the panel suggest may be more suitable for a couple, in their late 50's, with no outstanding debt?