So, with the volatile US markets............

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Question: So, with the volatile US markets, they are a plethora of risks with ULG's that derive from across the pond. Do the experts still trust in the US market?

Answer: Colin Bell - Aegon It's important that advisers understand the nature of the risks of these products and how providers are managing these risks. The risks associated with capital markets (e.g. movements in underlying asset values, interest rates, equity volatility etc) are controlled by the provider by investing the guarantee charges in financial instruments such as index futures (puts) and interest rate swaps which will increase in value if the guarantees increase in value. Each investment fund that is made available in a guaranteed product is mapped to hedgeable indices /...

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