Question: There seem to be some potential problems in valuing ULG's. I mean, the non-financial risk is a concern, there is no (what I am aware of) market for mortality exposure and longevity? If the benefits are linked to such events in a non-Symantec...
Question: Unsecured pensions seem far too much of a risky investment. What attractive alternatives do the panel suggest may be more suitable for a couple, in their late 50's, with no outstanding debt?
Question: Can I still buy an annuity after purchasing one of your income protection plans? What are the positives and negatives against such a move?
Question: I have found that Income Drawdown is a complex area of retirement planning and isn't suitable for my clients. I am however open to change and I am keen to investigate further opportunities for my clients. Can the panel each tell me what the...
Question: I have found Income Drawdown funds and products from a variety of providers to be remarkably similar to a personal pension. What assurances can my clients receive that an Income Drawdown plan is a more viable option or separate alternative?...
MetLife has appointed Adam Dooley as UK sales director, completing its senior management team.
Q. How have you seen people change their retirement planning strategies to weather the storm of current economic turbulence?
Growth of the annuity market - Over the next five years, the ‘at retirement market' is predicted to grow to £23.1 billion, so it is hardly surprising that so many retirement products such as variable and fixed term annuities have launched into the annuity...
Just Retirement sales jumped 16.4% in the first quarter of its financial year, helped by a spike in equity release business.
Income drawdown should not only be the preserve of the wealthy, according to Rockingham Retirement.