Lifesearch has applauded Legal & General's use of subject access requests (SARs) to obtain extra medical data and said it is seeing positive results for clients.
Subject access requests and online technology have opened the debate over GP reports. Ian Smart asks if this could remove a perennial insurance bugbear.
My 45-year-old client was made redundant due to the recession, but has recently started a new yet much lower-paid job. With his income protection (IP) policy covering his last wage level, he is now over-insured and would not be able to claim his full...
Critical illness products are continually evolving worldwide. With this in mind, Greg Becker checks out some interesting developments in Hong Kong.
Dozens of soldiers have been killed in Afghanistan without taking out life insurance while thousands more have served active duty without cover, it has been revealed.
One of the most controversial developments in the protection industry over recent months has been the use of Subject Access Requests (SARs). Russ Whitworth told Owain Thomas a war with doctors may not actually be on the cards
L&G has given the use of Subject Access Requests (SARs) a ringing endorsement and said they produce much better results than other methods of obtaining medical information.
WPA has introduced moratorium underwriting on its individual private medical insurance (PMI) plans for clients who fit certain criteria.
Pacific Life Re has applauded insurers for tackling the growing problem of long delayed GP reports (GPRs) by using data protection legislation to request medical information.
LV= has changed its underwriting rules to allow more applications to receive an immediate online decision.
Fergus Bescoby looks at the insurance implications of this condition which is particularly common in women
Could advisers find themselves in non-disclosure disputes with insurers if they help clients with their annuity paperwork?
The government has begun consulting on how insurers can use gender as a risk factor after a European Court of Justice ruling said providers could not charge different premiums to men and women because of their sex.
Underwriting requires information, so what can your connections tell us? Greg Becker visits South Africa to look at one idea.
Aviva has overhauled its approach to large case underwriting, to make the process quicker and easier.
A row is brewing involving doctors and insurers that may result in advisers and their clients being stuck between the two factions.
This genetic illness affects about one in 800 people in the UK. Mary Randell explains how advisers can offer cover for it
Paul Gyseman looks at the insurance implications of this oesophageal condition and why underwriters need to be alert when assessing the long-term risks of this common disclosure
Ron Wheatcroft discusses how three reports published in September demonstrate the difficulties in funding an ageing society.
LV= has revealed it completed almost two thirds (61%) of all protection applications from IFAs in five days or less last year.
Aviva has reduced its not taken up (NTU) rates for protection products by a quarter over the last three years.
Despite being one of the most common conditions in the country, high blood pressure has serious underwriting consequences. Fergus Bescoby explains.
Unmodelled aspects of longevity could invalidate insurer's predictions for policy pricing, reinsurer RGA has said.
MorganAsh has officially launched Tele-Interviewing service for impaired annuities and is considering long term care market entry.