Underwriting

Aviva has reduced its not taken up (NTU) rates for protection products by a quarter over the last three years.

Despite being one of the most common conditions in the country, high blood pressure has serious underwriting consequences. Fergus Bescoby explains.

Unmodelled aspects of longevity could invalidate insurer's predictions for policy pricing, reinsurer RGA has said.

MorganAsh has officially launched Tele-Interviewing service for impaired annuities and is considering long term care market entry.

My client is a 48-year-old successful businessman with a wife and two children. He was a cocaine addict but has been through rehab three times and is currently clean. He also smokes. Having no protection at the moment, he is aware of the need to look...

Medicals Direct Group has re-branded itself as MDG.

Universal Provident has brought the underwriting of its product range in house with sister company Personal Assurance now the insurer.

Simplyhealth has appointed a new underwriting and pricing director.

Aviva has reduced the turnaround time for life cover medical evidence assessments with all underwriting decisions now being made within 24 hours.

With about 1.2 million active motorcyle riders in the UK, advisers would do well to familiarise themselves with covering the proportion who race. Andrzej Serwadczak explains