Anne Llewellyn discusses the intricacies of underwriting policies for clients affected by the various illnesses that come under the heading ‘post war syndromes'
Consumers and businesses are looking ahead to 2010 with a degree of optimism, and this positive thinking is also alive and well within the broker profession.
With a low penetration and a tangible benefit, David Casson points out that childcare vouchers can be a profitable product in the IFA's range
More cheap tricks! In COVER's April 2009 issue Nuts and Bolts highlighted two techniques insurers could use to reduce premiums. Anthony Burpitt now outlines two further techniques insurers use to reduce their premiums
Long term care is not something that many people prepare for in advance and people tend to be unaware of the options available to them. What do you see as the key options available to someone who may be in need of care (either in the home or in residential...
Protection is a safety net in case the unthinkable happens, says Kevin Stevens, and insurers must focus more on proving it will be there for customers in need
The FSA's verdict on protection and the RDR is in. Graham Harvey examines the changes that will be needed as a result
With Big-T and Little-T underwriting now common and significantly reducing non-disclosure issues, do you feel the industry is ready for a tele-claims service? Is there a demand for this, and is it necessary?
As we approach the election it is worth looking at the Conservatives' ideas on welfare reform.
Paul Robertson talks to Dennis Smith about quality standard marks, HSBC's choice to implement this initiative and the bank's protection plans