Individual Protection

Insurers could be prevented from using age, health and any other form of differentiation to underwrite and price products if a French administrative authority has its way.

What Insure has launched an income protection (IP) product including cover in the event of someone becoming a carer.

The FSA expects protection and health insurance to be among the most likely product areas affected if the European Court of Justice (ECJ) rules that gender based pricing is illegal.

Cirencester friendly paid 94% of its valid income protection (IP) claims totalling £2.7m in 2010 and reiterated its call for other providers follow suit.

Legal & General is the best placed firm within the life market to benefit from the RDR and an increasing focus on asset management, according to analyst Nomura.

A third of incapacity benefit (IB) recipients being reassessed for Employment and Support Allowance are being found too sick to work at all, according to government statistics.

Protection and medical insurance complaints are on course for a significant drop in volume during 2010/11, according to the latest statistics released by the Financial Ombudsman Service (FOS).

Advisers have expressed their shock at revelations a European Court ruling could require insurance contracts to be altered retrospectively and see some providers close to new business.

Paymentshield has announced a 10% increase in upfront commission available to brokers.

Cancer sufferers awaiting chemotherapy and those between courses will now be treated the same as patients already receiving treatment when claiming Employment and Support Allowance (ESA).