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Self-employed

Mortgages

DUAL-PRICING CAMPAIGN - Last chance to give your views

IFAonline.co.uk has been inundated with comments on mortgage dual-pricing over the last few months. In response to requests from our readers, we are launching a campaign on the issue with a view to making the FSA listen properly to advisers' and brokers'...

clock 28 May 2008 •

Mortgages

AToM to distribute self-cert with high-LTV

All Types of Mortgages is to begin distributing a high-LTV self-cert mortgage from Kensington it was announced today.

clock 10 March 2008 •

Mortgages

Mortgages Plc withdraws employed self-cert option

Mortgages Plc is to withdraw its self-certified facility for employed mortgage applicants it was announced today.

clock 05 March 2008 •

Mortgages

B&B own label takes off

Bradford & Bingley's announcement it has stopped selling competitors' mortgages through its 200-plus high street branches still makes business sense despite recent rises in the key base rate of interest, the lender says.

clock 13 November 2006 •

Mortgages

Kensington launches into second charge market

Kensington Mortgages has announced it is to launch into the second charge loan market.

clock 19 September 2006 •

Mortgages

Spotlight on self-cert - a niche not to be ignored

The number of self-employed people has risen rapidly in recent years, and there are now well over three million people working for themselves in the UK.

clock 19 July 2006 •

Mortgages

Openwork calls for greater cooperation on self-cert

Distributor Openwork has expressed concerns that mortgage lenders are not always consistent in their underwriting and processing of self-certification cases.

clock 22 May 2006 •

Mortgages

Self-cert improves but brokers must try harder - FSA

The Financial Services Authority (FSA) has reported a mixed result following the completion of its research and mystery shopping work on self-certification mortgages.

clock 15 November 2005 •

Mortgages

Brokers encouraging clients to lie on mortgage apps

The Financial Services Authority has uncovered evidence suggesting mortgage brokers encourage their clients to lie on sub-prime mortgage applications.

clock 06 September 2005 •

Mortgages

No sign of widespread self-cert abuse, says FSA

Mortgage lenders have been told in a letter from the FSA there is little evidence of abuse of self-certification mortgage applicants as firms have good controls to prevent against fraud.

clock 10 February 2004 •
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