Spotlight on self-cert - a niche not to be ignored

This has subsequently driven growth within the self-certification mortgage market, and according to Datamonitor’s 2005 report the future looks bright for this sector. Bank of Scotland Mortgages have made it their mission to ensure Self-Certification customers can benefit from the expertise of a trained team of underwriters and an efficient mortgage application process. Charles Haresnape, Managing Director of Bank of Scotland Mortgages, explained the rationale behind this strategy: “At Bank of Scotland we have an approach that involves looking at each mortgage application on an individ...