'FCA indicated it could penalise the firm'
'Vary in effectiveness'
'We will become vastly more efficient'
'Business models evolved at staggering pace'
Advisers urged to start planning
From Allen & Overy
Exams start in December
Rory Percival joins board
'Smacks of big business mentality'
Access to third party info and research
Charges start at 0.35%
Ahead of MiFID II
Report leaked to the BBC
Survey of 250 advisers
Industry wanted investigation, FCA says
'More M&A to come'
Latest market developments
Rules introduced 12 months ago
High risk investment sold
May help in some 'limited circumstances'
Regulator 'shirking responsibility'
Scheduled for late November
Due to changes under Senior Managers regime