134,000 people – mostly women – affected

Up £0.7bn year-on-year

First of three-part series

Personalised deals for each client

DIY or external expert input

'Get them while they're young'

Bristol-based financial adviser Harold Stephens has launched a service for clients who have lost a loved one in collaboration with Settld, a nationwide bereavement service.

'Raindrops on roses and whiskers on kittens'

'The FCA's assertions are wide of the mark here'