Will the public ever accept an invoice for financial advice? Mark Lisle, compliance manager at Rowanmoor Pensions, says a new form of polarisation appears to be evolving…

An estimated 31,000 public sector workers will file for divorce this year, but with reform to their pensions hanging in the balance, what should advisers recommend?

As supermarkets and wraps engage in ideological warfare ahead of what promises to be a challenging year, Ascentric issues a plea for unity…

James Hay Partnership's Chris Smeaton on why he believes the FSA will remove its expected cash rebate ban…

Gervais Williams, managing director of MAM Funds, considers the industry’s increasingly-worrying obsession with indices and asks if this is the best way to service our clients’ needs.

Ken Rayner, investment director at Rayner Spencer Mills, looks at whether corporate bond funds should feature in your fund mix.

Platforms have been accused of putting consumers at risk by permitting highly complex products on their panels. But isn’t suitability down to the adviser?

Richard Dunbar, investment director at SWIP, on why strong GDP growth does not necessarily translate into healthy investment returns.

People are reluctant to talk about how serious illness or a death in the family could affect their finances. Advisers can play a role in changing this mindset.

How hard is it to design disability-based protection products in 2012, asks Andy Milburn.