More cheap tricks! In COVER's April 2009 issue Nuts and Bolts highlighted two techniques insurers could use to reduce premiums. Anthony Burpitt now outlines two further techniques insurers use to reduce their premiums

Long term care is not something that many people prepare for in advance and people tend to be unaware of the options available to them. What do you see as the key options available to someone who may be in need of care (either in the home or in residential...

Protection is a safety net in case the unthinkable happens, says Kevin Stevens, and insurers must focus more on proving it will be there for customers in need

The FSA's verdict on protection and the RDR is in. Graham Harvey examines the changes that will be needed as a result

Kevin Dean highlights the importance of carrying out thorough inheritance tax planning

GDC Associates partner Derek Gair warns the RDR is more damaging to old-fashioned IFAs than newer firms.

With Big-T and Little-T underwriting now common and significantly reducing non-disclosure issues, do you feel the industry is ready for a tele-claims service? Is there a demand for this, and is it necessary?

December's pre-Budget report announced measures to try to stave off the worst effects of the financial crisis.

As we approach the election it is worth looking at the Conservatives' ideas on welfare reform.

Although most developed and developing economies came out of recession during the course of last year, most recoveries are expected to be slow and fragile in nature.