Opinion

We spent Whitsun week touring the Somme, a long-held wish of my partner and the Mother-in-Law; absorbing the history of the First World War, and seeking out the resting place of her Great Uncle Austin, late of the Somerset Light Infantry, who was killed...

Anne has recently been made redundant. As part of her employment package with her former employers, she was enrolled on a corporate PMI scheme. She wishes to carry on with this policy but does not believe that she can continue on the same terms as an...

Swiss Re's Term and Health Watch 2009 saw that income protection (IP) sales have risen in the last year. That upturn, however, has been directly attributed to the actions of HSBC. With sales of other protection products falling, what do these results...

Tony Clements is an IFA with Park Row Corporate and Private Clients

Although most eyes in the pension world have been focused on the changes in this year's Budget and how they affect the pensions industry, more subtly, behind the scenes, HMRC appears to have been pursuing a trend of reducing savers' options even further....

Earlier this month we held a beauty parade at our office for a client who was considering appointing a different Discretionary Fund Manager to the one he currently used.

I am sure we are all aware that the government intends to include provisions in the Finance Act 2009 to restrict higher rate tax relief on pension contributions by individuals with taxable income of £150,000 or more.

The last week has seen a flurry of activity around the world on the regulatory front but I have a suspicion the only people who will be really satisfied are the very people at whom the reforms are aimed - the institutions that caused the financial storms...

Is too much of a good thing really a bad thing? Will a change really do you good? Or is a change really as good as a rest?