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Opinion

Protection

Summer's never quiet

Well we are deep in the heart of the summer months and, while the insurance industry is rather quiet in terms of providers and intermediaries, many official bodies have seen fit, perhaps cynically, to use the last month to release research results and...

clock 01 August 2009 •

ETFs

The true cost of buying an ETF

A recent press release from Skandia UK, a fund management and wrap platform provider, claimed that while ETFs tout their low costs, a straight comparison with mutual funds of total expense ratios (TERs) can be misleading.

clock 31 July 2009 •

Protection

Time to separate regulator and state

For as long as I can remember - which is longer than some might think - our industry has been heavily regulated.

clock 24 July 2009 •

ETFs

ETFs take centre stage

clock 22 July 2009 •

uncategorised

Will RDR succeed where the OFT failed?

One of the outcomes that the FSA is trying to achieve with the RDR is to have remuneration arrangements that allow competitive forces to work in favour of consumers.

clock 21 July 2009 •

Protection

No-one's invincible

The recent death of Michael Jackson started me thinking about other famous people who have died prematurely, a bit morbid I know!

clock 17 July 2009 •

Group Protection

Employers counting the cost of Law Lords' sick pay ruling

Considering the Government's focus on getting employees back to work, there's some irony to the recent ruling that what workers really need when they return from long term absence is a holiday!

clock 16 July 2009 •

Your profession

A motto for IFAs

The origin of the saying ‘united we stand, divided we fall' is variously attributed to Aesop's fable of the Four Oxen and the Lion; John Dickinson's revolutionary war song The Liberty Song, first published in the Boston Gazette in 1768 or, more commonly,...

clock 16 July 2009 •

Individual Protection

Game, set and wait a minute...

Whilst watching Wimbledon it occurred to me how many technological advancements there have been to enhance the game of tennis and our enjoyment of the tournament.

clock 15 July 2009 •

TMT

A Rising Star?

As regular readers will know, over the last few weeks, we have been looking at some of the specialist financial planning tools. Our review of Morningstar gave us a different perspective as it was its depth rather than breadth that stood out.

clock 15 July 2009 •
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