Interview

Harpal Karlcut, ABI GENETICS working party

Why advice matters

Entrepreneur Michael Ward , founder of Direct Life & Pension Services, speaks to Angela Faherty about why the FSA is set to shake up the industry and the perils of non-disclosure

Former civil servant Stephen Haddrill , the new head of the ABI, talks to Peter Madigan about his hopes for the organisation, the reach of FSA regulation and the problem with working parties

AXA PPP healthcare's MD of occupational health services, Dr Mark Simpson , tells Johanna Gornitzki why occupational medicine is more than just an absence management tool

What lies ahead?

Shadow Chancellor Dr Vincent Cable , MP, talks to Johanna Gornitzki about regulation, the NHS and the importance of independent advice

New AIFA director general, Chris Cummings , talks to Peter Madigan about the issues facing IFAs, the role of the ombudsman and the upheavals depolarisation are causing

A clearer process

Founder of critical illness (CI) cover, Dr Marius Barnard , talks to Johanna Gornitzki about his life, his career and his future hopes for the CI market