Bright future ahead

What are Standard Life's main areas of focus going to be over the next twelve months? We want to continue doing more of what we have been doing. We are very pleased with our business volumes and the kind of business we are writing. The SIPP business is going from strength to strength and has a great future ahead if it. The other theme starting to emerge is wraps. It's still early days but there is an increasing amount of interest in the marketplace for that kind of product and we are starting to get some reasonable traction with our business there. How do you see the UK retirement marke...