Feature

Andy Milburn guides us through what the underwriter believes are the most important factors that affect product pricing.

In tight times companies can see PMI as a luxury. What can an adviser do to counter these thoughts? Alistair Sclare looks at the opposing arguments.

Just how clear is the future for critical illness? Steve Casey outlines the factors contributing to the product's future.

Not all advisers are protection experts. So what would be good advice for those turning to the market? Alan Dring advises gathering specific client information.

A recent survey has highlighted the frightening vulnerability of UK firms to illness and death. Clare Harrop outlines the extent of the business protection market.

Just how clear is the future for critical illness? Steve Casey outlines the factors contributing to the product's future

Cover Story

Offshore bonds could be a viable alternative for people who do not wish to contribute to pensions, says David Gregory

Clifton Melvin discusses the pros and cons of including protected rights money in a SIPP

Today's retirees face a huge range of options when it comes to taking retirement income. Alan Reynolds goes through the different products on offer