Stuart Russell delves into legislative changes affecting how retirement income can be taken.
The need for people to shop around for the best income in retirement must surely lie at the heart of the government's Big Society agenda, says Andrew Megson.
It is not just how much money you have but where it comes from that affects the advice process, finds Maryrose Fison.
Neil MacGillivray outlines the value of by-pass trusts and explains why poor drafting of new legislation has resulted in lost opportunities
Helen Morrissey takes a look at recent changes to pension tax relief and examines who will be the main beneficiaries.
Simon Chalk considers some of the product innovations in the equity release market