Security and certainty are highly valued and sought after in uncertain times.
Before I look at some specifics of the RDR and, in particular, how it may affect structured products, it would be remiss not to remind ourselves of the ethos behind the review.
Investec Structured Products is aiming to transform the way advisers think about Structured Income Plans. This is a bold statement to make however one that has true substance.
Let's face it, there is an economic jungle out there right now and all negative media reports of the downturn may have led to your clients busily (and rather depressingly) tightening their financial belts.
If you are 50 years of age or celebrating your fiftieth birthday between 6 October 2009 and 5 April 2010 and have been considering putting a little bit more money away into an Individual Savings Account (ISA), now is the time to take advantage.
Back then, just 22% agreed that it would be adequate but this has now jumped to 35%.
Absolutely. There has been, and continues to be, a lot of talk around this debate with not all parties in agreement on any one solution; traditional funds or structured products?
When recommending fund solutions to clients, it goes without saying that IFAs have a responsibility to consider performance as a criteria for successful investment. However, investors and IFAs alike have often objected that profits and ethical investments...