If critical yield was the key retirement factor, how many 65 year olds would opt for a drawdown plan?
Growth of the annuity market - Over the next five years, the ‘at retirement market' is predicted to grow to £23.1 billion, so it is hardly surprising that so many retirement products such as variable and fixed term annuities have launched into the annuity...
Security and certainty are highly valued and sought after in uncertain times.
Before I look at some specifics of the RDR and, in particular, how it may affect structured products, it would be remiss not to remind ourselves of the ethos behind the review.
Investec Structured Products is aiming to transform the way advisers think about Structured Income Plans. This is a bold statement to make however one that has true substance.