Standard Life

Advisers should consider lifetime mortgages in IHT mitigation planning

Sharing first-hand insights, Hannay Wealth chartered financial planner Vanessa Barnes explains how advisers can make the most of smoothed funds

Smoothed returns can play a crucial role in the approach to retirement, says Samantha Pardoe, senior investment development manager at Standard Life.

Andy Brown, head of fund solutions at Standard Life, explains what led the firm to create its smoothed fund proposition.

Administered SL's SSAS book for more than 20 years

Leaves the provider after 35 years in retirement and savings sector

75% of consumers aged over 45 have no clear retirement income plan

Standard Life sets out three key decumulation policy asks

'Advisers have been innovating but we have not quite caught up yet’

Annuity sales reach £3.6bn in H1 2024, ABI figures show