SJP

'We have taken this step to protect the interests of clients'

International products will continue to have early withdrawal charges

New business will no longer include an early withdrawal charge structure

Charges to be split into component parts: advice, fund, and product

Chancellor felt ‘forced’ to act as number of people caught increased

Adviser training includes immersive 360° film and interactive role play

To take over from Andrew Croft who is set to retire from top job

Apollo Private Wealth lists strategies to minimise tax when paying school fees

Mark FitzPatrick is an option to succeed the outgoing Andrew Croft

Some 56 equity funds consistently underperforming