I was one of the lucky ones. I quite liked PE and sport at school but there were loads of kids who hated it - the mean spirited teachers, being the last one picked for the team, the cold showers, the list goes on. A lot of these kids left the running...
Despite broad support for the pension reforms published in today's Bill, some parts of the industry are concerned more could still be done.
Over five million households in Great Britain are now valued at more than the current inheritance tax (IHT) threshold of £285,000, research from Scottish Widows reveals.
Scottish Widows has announced the development of a range of online tools to help IFAs exploit the post A-Day opportunities available to their clients.
Women are still likely to be at a financial disadvantage to men at retirement despite the government's proposed reforms to the State pension and personal accounts, suggests research produced for Scottish Widows.
The majority of protection providers are waiting until the April 2007 deadline before they adopt the Association of British Insurers' new critical illness definitions.
Insurers' own claims data, which they use to calculate different premiums for men and women, is likely to remain confidential when the Equal Treatment Directive is transposed into UK law.
Only one in four people believe they are adequately protected if they lose the main income from their household, according to a report by Scottish Widows.
Advisers have a great part to play in ensuring consumers answer underwriting questions truthfully, according to Matt Rann, group underwriting and claims manager at Aegon UK.
This week I attended a course on the ‘tone of voice' we should use when communicating with customers. The grumpy old man in me tends to feel that today's younger generation would benefit more from learning grammar and punctuation, but tone of voice refreshers...