RDR

Axa Wealth chief executive Mike Kellard casts his eyes on the challenges and opportunities he expects 2013 will bring.

The many ways in which providers are remunerating advisers are "restricting choice and pushing up costs" for clients, according to the director of one advice firm.

The Financial Services Authority (FSA) has answered 22 of advisers' key questions about the ongoing implementation and supervision of the Retail Distribution Review (RDR).

A third of employees would be willing to pay for an in-house financial adviser provided by their employer, according to Deloitte.

LOCK AND LOAD

David Bellamy, the chief executive of St. James's Place (SJP), has said the business is "well positioned" to reap the benefits of the new trading environment introduced following the Retail Distribution Review (RDR).

Scottish Life's illustration rates have been "significantly better" than they were in January 2012, indicating "advisers are coping well" with the transition to the new regulatory regime, according to one director.

Barclays has confirmed that it is in the process of training its telephony staff to offer mortgage advice in order to phase out non-advised sales.

HM Revenue and Customs (HMRC) is considering taxing fund rebates paid by platforms to consumers in the latest crackdown on the payments.

Fiona Murphy speaks to the IFA Centre's managing director Gill Cardy about the benefits of independent advice.