Protection

Pension accumulation can no longer be considered separately from protection and estate planning

A timeline of key developments

'For product holders, the distribution of pure protection works well'

'This is not mysterious. It is what this market is built to produce'

What represents true value for the client?

Three assumptions keeping the protection gap alive

'Let’s work together'

Complexity and uncertainty create frustration for consumers and operational drag for advisers

More concerned about AI used in claims than underwriting

Vital that clients are kept informed