Premier Wealth Management has seen a recent surge in new clients who have left IFAs failing to provide reassurance during the current market chaos, managing director Adrian Shandley says.
You only have to look at the figures relating to insurance bond sales to realise the effect that the recent tax changes have had on the market.
Nervous advisers who took the flight to cash too early dented client portfolios by not trusting the natural market cycle, Adrian Shandley believes.
For years the network propaganda machines have always played down the fact that the clients (or client files) of member firms are actually ultimately owned by the network itself. Although this fact is always conveniently remembered when a member firm...
Despite being referred to as ‘tax free allowances' there are significant hidden tax disadvantages within Unit Linked ISAs.
The financial services market has changed beyond recognition in the last 10 years, with the advent of platforms and supermarkets together with the total overhaul of pensions legislation. As a result, there isn't really a place in this new world for the...
I have a friend who is a builder, and he recently told me the tale of how he had charged £750 for less than a day's work to move a small wall. "There's that much work out there that I can increase my prices and just take the jobs that still want me" he...
It could be my age, it could be the start of a new year or perhaps simply the fact that I have got nothing better to do...but I can't help reflecting on the last 20 years.
Whether or not it was down to over ambitious bonus rates in the late 90s, bad investment decisions, high charges, regulatory costs, long term liabilities or the requirement to meet free asset ratios, the simple fact is that with-profits bonds have been...
Investors will have to get used to increased risk to their assets, warn IFAs and fund managers, as stockmarkets are likely to be more volatile in the future and there is less opportunity to protect assets in a downturn.