LifeSearch has been asked by AIFA to help the ABI develop a guideline script for advisers selling critical illness insurance (CI).
I have a client who has no protection and wants to change this, but price is a major factor. She is well aware of the cut down products as offered by bancassurers, however, I feel a fuller product would be more suitable. What are the definitive sales...
LifeSearch has accused providers of commuting Family Income Benefit (FIB) payments into lump sum payments and called for the practice to stop.
Critical illness (CI) payouts are continuing to rise and non-disclosure rates are also improving, new figures show.
Axa has grabbed six out of 12 industry awards nominations for its contribution to the protection sector.
Paul Robertson talks to Dennis Smith about quality standard marks, HSBC's choice to implement this initiative and the bank's protection plans
"No adviser wearing the independent label should be financially rewarded by the products they sell."
Advisers are the answer to closing Britain's £2.3trn protection gap in 2010, says Direct Life's head of new business Phil Jeynes.
Tom Baigrie's pan industry protection consumer advertising concept has stalled. Paul Robertson précis Baigries' report on the reasons why
LifeSearch has initiated a petition to start personal finance lessons in UK schools.
A petition calling on the Government to introduce personal finance lessons in schools has been launched by LifeSearch.
No longer considered exotic, the online world is fast becoming the basis for the sale of financial products. David Child gives a few pointers to protection advisers.
The size of a market is transformed by the arrival of a product that meets consumer demand in that market, says Tom Baigrie.
James and his wife Monica, both 30, work together as interior designers. Monica is pregnant and they want to revisit their insurance. They currently have only a £120,000 joint life policy on their mortgage and nothing on their business together. Where...
Insurers are being praised for answering industry calls to cut premiums on protection policies where exclusions apply.
Fortis Life is set to target national and network IFA propositions as it seeks to build on its UK market share.
Zurich has announced it is cutting premiums on its critical illness (CI) plans where exclusions are applied for cancer or Multiple Sclerosis.
Insurers are now paying out on more than 88% of critical illness (CI) claims as the industry battle to stamp out non-disclosure shows signs of success, according to LifeSearch.
Quigley's Fine Wine and Champagne Merchants is looking to take out some business protection in the event that one of the four directors dies. All four - Ryan, Steve, Dave and Jack - are in their mid-forties and in generally good health, although Steve...
Jack and Jill are professional actors in their mid-fifties, based in London, with a variable rate mortgage of £800 a month. They work pretty regularly and do tutoring or administrative work when acting work is poor. They would like an income protection...
Roger Edwards talks to Paul Robertson about the current concern providers have over the lack of advice requested since the latest CI product was introduced.
Was the ban on payment protection insurance (PPI) sales by credit providers at the point at which credit is taken out a victory for consumers?
After much talk of a generic industry-wide protection campaign it seems the ball has started rolling. Paul Robertson explains the what it hopes to achieve and how it may impact the industry.
Aviation can be a potentially hazardous hobby. By asking some additional questions, underwriters can determine the category a pilot falls into and the level of risk involved, explains Kevin Carr.