Picture of traditional retirement a thing of the past
But interest rate cuts coincide with quote volume dip in Q3 and Q4
'I would argue this is a perfect example of an efficiency gap'
More than half highlighted that they are taking one to six months
'No one wakes up in the morning thinking about buying life insurance'
Popularity of annuities returned as rates increased
'There are plenty of opportunities for future growth and excellence'
'Growing sense that protection advice is changing for the better'
Data and process improvement will be 'battlegrounds of tomorrow'
'Too often across financial services, firms are falling short'