IHT on pensions

Keep preparations moving as guidance develops

Up £300m on the same period last year

IHT on pensions may create opportunities for charitable giving

Practical refinements needed to make reforms work effectively

An opportunity to ‘prove the value of financial advice’

Advisers urged to refine plans and not rush

'Real-world consequences of allowing pension tax speculation to run unchecked'

AJ Bell's Rachel Vahey speaks at PA360 North

Pension accumulation can no longer be considered separately from protection and estate planning

To help advisers prepare for ‘significant changes’ in April 2027