Why IHT on pensions is a protection advice opportunity

Pension accumulation can no longer be considered separately from protection and estate planning

clock • 3 min read

Naomi Greatorex explains why upcoming IHT changes create an opportunity for employers, advisers and protection specialists to work together...

Inheritance tax (IHT) planning has traditionally been associated with clients approaching or already in retirement. That is beginning to change. Over the past 12 months, we have seen growing demand for protection advice from clients in their late 40s and 50s, driven partly by the decision to bringhttps://www.professionaladviser.com/tag/iht-on-pensions most unused pension funds and death benefits within the scope of IHT from April 2027.  This is set to widen the net of people with potential IHT liabilities significantly. The Treasury estimates that this will raise an extra £1.5bn a yea...

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