Royal London launches estate and inheritance planning framework

The provider said the framework was established to help advisers identify clients who may be affected by the IHT on pension reforms. It will also enable advisers to take a "more a more structured approach to family wealth and estate planning". Most unused pension funds and pension death benefits will fall within the scope of IHT from April next year. Royal London said it had established the framework as part of a wider package of adviser support ahead of the changes. It added that while every firm's advice proposition will be different, the framework is intended to provide a "struc...