How does fund manager Toby Hayes construct the investment themes for the Franklin Templeton Diversified Income fund? He uses a series of strategies to gain exposure, but avoids typical correlations with other assets to reduce risk.


Performance, transparency and quality of service are important
Advice hurdles pose as push factors but plenty of pull factors too
Changes to CGT would have ‘clear implications for wealth planning’
‘It has shifted the timing and focus of conversations’