How does fund manager Toby Hayes construct the investment themes for the Franklin Templeton Diversified Income fund? He uses a series of strategies to gain exposure, but avoids typical correlations with other assets to reduce risk.


Performance, transparency and quality of service are important
Especially during periods of market volatility
'People-led durability is now the premium asset in 2026'
'Innovation, as ever in financial services, starts by looking in the rear-view mirror'
Overlooked but ‘shouldn’t be ignored’