The move towards income drawdown has created an urgent need for a more sophisticated approach to retirement investing, says Matthew Wright
The role of the financial adviser in the UK is undergoing a significant transformation as clients increasingly rely on flexible drawdown strategies instead of traditional annuities. With approximately £1.4trn in UK Defined Contribution (DC) pensions and the lasting impact of pension freedoms, managing retirement investments has become one of the most pressing challenges facing IFAs today. While most investment conversations have historically centred on the accumulation phase, the decumulation phase demands far more nuanced risk management. Fulcrum's paper, Managing Drawdown Risks for ...
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