The advice dividend in an age of retirement uncertainty

The UK pensions landscape has become progressively more complicated in recent decades

clock • 4 min read

When it comes to retirement peace of mind, the benefits of listening to a professional are unparalleled, writes Andrew Tully

In the UK, fewer adults than ever are confident about their retirement prospects. Just a quarter (26%) of those aged 18 and over believe they will have enough money to live comfortably for the rest of their lives, according to findings from our 2025 Retirement Confidence Report, down from 34% in 2024. A growing lack of confidence is a consistent trend, regardless of gender or age group surveyed. Our overall Retirement Confidence Index score stood at 4.2 in 2025, down from 4.6 in 2024. There was, however, one cohort that stood out as being more confident than the rest. Confidence was h...

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