Jon Greer: Why advisers must 'sit up and take notice' of investment pathways

With constant changes in the regulatory sphere, advisers will be trying to get to grips with what impacts them and what is just noise. When it comes to the FCA's investment pathways we know advisers will need to consider them when assessing suitability. However, there is a wider impact to this regulation that advisers also need to be cognisant of. In February, there will be a fundamental change when a customer contacts their pension provider to access drawdown (or instruct a drawdown transfer). The existence of an ongoing adviser charge on the pension will not exclude the client fr...