Chris Daems: Is this the winter of discontent or should we be looking on the bright side?

Bills, bills, bills

clock • 3 min read

If you're a financial planner or adviser right now you might feel the same way as Richard III did in the Shakespearean soliloquy, writes Chris Daems. After all, there's a lot going on to be annoyed about...

In our office, mere weeks after paying corporation and personal income tax bills, along comes the day when the professional indemnity renewal email metaphorically lands on our doormat. The email that accompanies it from our broker is almost apologetic and cites 'tough market conditions' and provides links to a range of articles highlighting how difficult the market is right now with insurers appetites for insuring IFA's waning faster than an "I'm a celebrity…" camp mate presented with a plate of less than appetising jungle critters. Then there's the periodic FCA fees to be paid, a tou...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Your profession

Nearly half of advised HNW clients unaware of CGT allowance

Nearly half of advised HNW clients unaware of CGT allowance

Charles Stanley finds

Sahar Nazir
clock 25 November 2025 • 2 min read
CII launches vulnerability guide

CII launches vulnerability guide

For insurance and personal finance

Isabel Baxter
clock 25 November 2025 • 3 min read
Craven Street Wealth expands footprint as Pharon IFA joins business

Craven Street Wealth expands footprint as Pharon IFA joins business

It will now serve more than 5,800 clients

Sahar Nazir
clock 25 November 2025 • 2 min read