Matthew Rankine: Why auto-enrolment's success is only half the battle

When auto-enrolment was introduced, a little over five years ago, it was described as a lifesaver for the millions of workers who were projected to end up relying solely on the state pension upon retirement. And it would be remiss not to raise a seasonal glass to the success of the scheme - after all, nobody can argue it is a bad thing that nearly nine million Brits have been dragged into pension saving. That success risks fostering a dangerous complacency, however, that simply ‘having a pension' is the same as being on course for the retirement you want. We all know this is just not ...