Keeley Paddon: Considerations for a positive DB transfer call - Part 1

First of two articles

clock • 4 min read

In the first of two articles on potential issues concerning DB pension transfers, Keeley Paddon highlights some key considerations advisers need to address before making a positive recommendation

I have been meaning to write this article for some time now but, with the volumes of cases we have recently been dealing with, time has been an even more precious commodity than usual. In fact, with gilt yields running low and many defined benefit (DB) pension schemes still offering historically high transfer values, my team of six has been very busy indeed and we have experienced a fourfold increase in requests for DB file checks since late in 2016. Any individual - whether it be via a network, a compliance support company or an internal position tasked with undertaking such reviews ...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Retirement

Retirement tax planning and the issue of underspending

Retirement tax planning and the issue of underspending

Retirement planning Q&A

Professional Adviser
clock 12 October 2026 • 6 min read
Partner Insight: PruFund arrives on Scottish Widows Platform

Partner Insight: PruFund arrives on Scottish Widows Platform

How integrating PruFund onto the Scottish Widows Platform expands retirement options for advisers without increasing administrative burden

Ross Easton, Head of Platform Propositions, Scottish Widows
clock 05 October 2026 • 3 min read
The conversation that has to change with the 100-year life

The conversation that has to change with the 100-year life

'Advisers need to continue to challenge the cliff-edge narrative directly with clients'

Graeme Bowden
clock 24 September 2026 • 4 min read