A scathing review of a year in pension politics

Have politicians forgotten basic behavioural finance?

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Short-termism dressed up as libertarianism. These are the five words Sheriar Bradbury would use to sum up what 2015 has meant for the world of pensions...

As we have moved from a coalition government to a full-blooded Conservative one, our ambitious and politically adept chancellor has taken his strategy of milking the pensions system for short-term political capital and revenue generation to new extremes. The Financial Advice Market Review (FAMR), the resale annuity market and the consultation on pension tax relief may have each taken their turn at leading the news agenda, but they are all part of the same pension freedoms revolution, and all play a part in helping both us and the government spend and be taxed today, rather than save for ...

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