From the Editor: Too little too late for FSA risk tool probe?

Another year, another FSA paper. This time the regulator is once again raising concerns about risk-profiling tools.

Katrina Lloyd
clock

Another year, another FSA paper. This time the regulator is once again raising concerns about risk-profiling tools.

There are numerous risk-profiling tools out there that advisers can access as stand-alone aids, or through their wrap or platform. Many risk-rated portfolios, as well as being structured by the fund manager, are also linked to these tools to ensure managers, advisers and their clients are all singing from the same hymn sheet when it comes to risk. They appear to be a safer option if used properly and could be essential in providing the building blocks for advisers’ investment recommendations. However, although advisers have already been using these tools for thousands of clients for year...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Your profession

In Accord launches advice firm client investment 'badge' initiative

In Accord launches advice firm client investment 'badge' initiative

To demonstrate commitment to understanding client needs

Laura Purkess
clock 17 February 2026 • 2 min read
Feel Good Friday: Quilter pledges £3m towards financial education

Feel Good Friday: Quilter pledges £3m towards financial education

Alongside £1m in grants supporting charities

Professional Adviser
clock 13 February 2026 • 1 min read
Brits unlikely to see IFAs despite Budget impact

Brits unlikely to see IFAs despite Budget impact

Just 19% were likely to seek advice, Continuum finds

Isabel Baxter
clock 12 February 2026 • 3 min read